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351 straightforward calculators for business, trade work, personal finance and everyday decisions.

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The calculator library

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351 calculators · 60 calculator categories

Each calculator appears once below, under its primary category. Open a category page to see related tools from other trades too.

Search by trade or task: try plumber, electrician, roofer, NPV or material strength. Multiple words can match in any order.

CALCULATOR 02

Equipment ownership cost per hour

Recover economic ownership and running cost at realistic utilization.

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CALCULATOR 03

Equipment rent vs buy

Find utilization where renting and ownership have equal modeled cost.

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CALCULATOR 06

Equipment total cost of ownership

Compare full cash costs over a chosen ownership horizon.

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CALCULATOR 09

Equipment repair vs replace

Compare discounted future costs of two supplied maintenance alternatives.

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CALCULATOR 12

Equipment downtime cost

Put a supplied lost-contribution value on breakdown and recovery time.

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CALCULATOR 37

Equipment mobilization cost

Budget transport movements and loading from supplied times and costs, without selecting equipment or interpreting permits.

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CALCULATOR 40

Equipment utilization break even

Find annual billable hours needed for an equipment business to cover cost.

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CALCULATOR 46

Equipment minimum rental rate

Find a rental charge that covers owner costs downtime and target margin.

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CALCULATOR 50

Equipment lease vs cash purchase

Compare quoted lease cash flows against cash purchase and resale.

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CALCULATOR 57

Preventive maintenance return

Test whether an assumed reduction in breakdowns pays for a program.

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CALCULATOR 66

Equipment loan payment

Build a fixed-rate equipment loan amortization schedule.

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CALCULATOR 80

Equipment replacement reserve

Find deposits to fund a specified future replacement cash gap.

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Fleet

8 tools

Finance

40 tools

Business finance

CALCULATOR 07

Service business hourly rate

Recover annual overhead and owner compensation across billable hours.

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CALCULATOR 08

Job profit and margin

Reconcile a completed job using actual revenue and actual costs.

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CALCULATOR 11

Employee loaded hourly cost

Turn user-entered annual compensation and burdens into productive-hour cost.

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CALCULATOR 13

Thirteen week cash forecast

Find weekly cash shortages from user-entered receipts and payments.

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CALCULATOR 15

Markup vs margin

Convert cost and desired gross margin into price without confusing markup.

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CALCULATOR 20

Break even sales

Find units and revenue needed to cover fixed costs.

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CALCULATOR 22

Price increase profit impact

Compare profit before and after a price change with explicit volume loss.

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CALCULATOR 29

Billable utilization

Measure billable capacity and revenue at a supplied billing rate.

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CALCULATOR 44

Cash runway

Estimate months until cash reaches a chosen reserve under constant burn.

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CALCULATOR 55

Discount profit recovery

Find extra volume needed to preserve contribution after a discount.

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CALCULATOR 60

Payment processing fee comparison

Compare user-entered fee schedules for the same transaction mix.

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CALCULATOR 73

Cash conversion cycle

Combine receivable inventory and payable days into cash tied-up time.

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CALCULATOR 75

Accounts receivable collection days

Measure collection speed using average receivables and credit sales.

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CALCULATOR 78

Inventory carrying cost

Price the annual cash burden of holding a specified inventory balance.

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CALCULATOR 79

Supplier early payment discount

Compare the effective annual cost of declining a supplier discount.

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CALCULATOR 84

Customer acquisition payback

Find contribution dollars and months needed to recover acquisition cost.

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CALCULATOR 160

Working capital and liquidity

Calculate net working capital, current ratio and quick ratio from matching balance-sheet amounts.

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CALCULATOR 161

Business valuation range

Explore a supplied earnings-multiple range or net asset estimate, with the basis and debt adjustments stated explicitly.

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CALCULATOR 162

Business loan payment and total cost

Estimate fixed monthly loan payments, interest, fees and payoff timing, including optional extra monthly principal payments.

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CALCULATOR 170

General total cost of ownership

Add acquisition, recurring, one-off and end-of-life costs over a supplied ownership period for an asset or service.

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CALCULATOR 173

Inventory reorder point and stock coverage

Calculate a supplied reorder threshold, available inventory position and days of stock from matching unit records.

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CALCULATOR 174

Inventory turnover and days in inventory

Measure cost-based inventory turnover and holding days over your selected accounting period.

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CALCULATOR 175

Economic order quantity

Estimate the continuous order size balancing entered annual ordering and holding costs under the basic EOQ assumptions.

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CALCULATOR 176

Inventory shrinkage and stock variance

Compare expected and physically counted stock for one item, with shortages and surpluses valued at the supplied unit cost.

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CALCULATOR 218

Flat rate service job pricing

Build a flat service price from estimated person-hours, materials, travel and other job costs.

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CALCULATOR 293

Receivables aging and past due balances

Group remaining invoice balances by calendar days past their supplied due dates.

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Personal finance

Retirement planning

Savings & interest

Electrical

7 tools

Landscaping

13 tools
CALCULATOR 16

Lawn mowing service price

Price recurring lawn maintenance using measured crew time and operating costs.

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CALCULATOR 27

Landscape route profitability

Find per-stop profit after supplied driving service and overhead costs.

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CALCULATOR 28

Recurring service route customer capacity

Calculate recurring-customer capacity from crew visit time, travel and service frequency for mowing, pest control, pool service and other field routes.

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CALCULATOR 43

Electric vs gas mower ownership cost

Compare supplied purchase life battery fuel and maintenance scenarios.

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CALCULATOR 51

Mowing productivity

Estimate throughput from deck width speed and explicit field efficiency.

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CALCULATOR 68

Landscape maintenance seasonal contract

Translate specified visits tasks and seasonal overhead into contract price.

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CALCULATOR 100

Landscaping maximum profitable travel

Find travel time or distance affordable after on-site costs and required contribution.

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CALCULATOR 154

Mulch soil and gravel volume

Calculate bulk cubic yards or whole bags from measured landscape area and depth, with optional material cost comparisons.

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CALCULATOR 172

Lawn mowing acres per hour

Calculate lawn-mowing acres per hour, square feet per hour and mowing time from measured work or mower width, travel speed and efficiency.

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CALCULATOR 186

Pavers base and bedding sand

Estimate paver pieces or packs plus base and bedding volumes using net area, supplied depths and an explicit loose-base allowance.

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CALCULATOR 190

Sod rolls and pallets

Estimate whole sod rolls, slabs or pallets from net ground area and the supplier stated coverage per purchasing unit.

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CALCULATOR 191

Grass seed quantity and bags

Convert a supplied seed label rate and measured lawn area into seed weight and whole bags without choosing a seed variety or application rate.

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CALCULATOR 192

Landscape edging lengths and stakes

Estimate edging pieces, joining points and stake packs from separate measured runs, supplied overlaps and stake spacing.

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CALCULATOR 19

Rental property cash flow

Reconcile rent vacancy operating costs reserves and debt service.

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CALCULATOR 25

Rental break even occupancy

Find occupancy required to cover specified fixed and variable costs.

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CALCULATOR 34

Property repair replacement reserve

Fund a user-entered list of replacement amounts and dates.

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CALCULATOR 35

Mortgage extra payment savings

Compare payoff time and total interest with and without supplied extra principal payments.

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CALCULATOR 58

Property vacancy loss

Price vacant days and supplied turnover charges without predicting leasing demand.

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CALCULATOR 61

Property net operating income and cap rate

Separate operating return from financing and capital spending.

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CALCULATOR 69

Rental cash on cash return

Compare annual pre-tax cash flow to initial cash invested.

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CALCULATOR 71

Property improvement payback

Test an improvement against supplied rent gain vacancy and operating savings.

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CALCULATOR 81

Rental management fee comparison

Compare quoted fee structures on the same property assumptions.

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CALCULATOR 85

Property debt service coverage

Measure stated NOI against scheduled annual debt service.

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CALCULATOR 88

Owner occupied property annual cost

Budget ownership cash costs with user-supplied bills and reserves.

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CALCULATOR 94

Property operating expense ratio

Benchmark internal expense share without recommending market benchmarks.

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Plumbing

7 tools

Restaurants

11 tools
CALCULATOR 101

Recipe portion cost

Find the ingredient cost of a batch and each sellable portion from package prices and quantities used.

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CALCULATOR 102

Menu price from food cost target

Translate a recipe portion cost and your chosen food-cost share into an illustrative menu price.

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CALCULATOR 103

Restaurant prime cost

See the combined food and beverage cost plus loaded labor cost for the same operating period.

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CALCULATOR 104

Restaurant food inventory usage

Reconcile food stock used over a period rather than treating every purchase as current-period food cost.

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CALCULATOR 105

Restaurant labor cost percentage

Compare the actual loaded labor bill with sales from the same shifts or accounting period.

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CALCULATOR 106

Restaurant sales per labor hour

Measure sales throughput from all paid person-hours, including setup, preparation and closing time.

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CALCULATOR 107

Restaurant table turnover

Measure completed table-service cycles and relate observed party spending to the same service period.

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CALCULATOR 108

Restaurant delivery order contribution

Find what one restaurant delivery sale leaves after entered food, packaging, labor and channel charges.

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CALCULATOR 109

Restaurant food waste cost

Price recorded waste using matching purchased units and paid package costs.

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CALCULATOR 110

Restaurant break even covers

Translate fixed costs into covers per service and check the result against your supplied seating and turn assumptions.

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CALCULATOR 215

Liquid pour yield and shrinkage

Estimate keg or bottle servings and beverage cost while separating discarded foam, draft-line purges, other measured losses and free-pour variance.

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CALCULATOR 127

Delivery offer net earnings

Evaluate a Spark, DoorDash, Uber, Uber Eats, Roadrunner or other delivery offer using total route distance and elapsed time.

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CALCULATOR 128

Delivery shift net hourly earnings

Calculate shift earnings using all chosen work-session hours and all business miles rather than only app active time.

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CALCULATOR 129

Delivery vehicle cost per total mile

Build an explicit operating-cost estimate from actual fuel and other vehicle expenses over matching recorded mileage.

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CALCULATOR 130

Delivery minimum acceptable offer

Calculate the displayed offer needed to cover a full route and your chosen pre-tax hourly earnings target.

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CALCULATOR 131

Stacked delivery incremental earnings

Assess only the additional pay, detour expense and elapsed time created by adding a delivery to an existing route.

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CALCULATOR 132

Delivery unpaid return trip impact

See how unremunerated travel after a delivery changes the net hourly result of the entire trip.

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CALCULATOR 133

Delivery wait time cost

Separate actual waiting expense from the value of earning capacity that might have been used elsewhere.

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CALCULATOR 134

Delivery additional bonus trip economics

Evaluate remaining trips for an explicitly additional bonus, including extra travel and the available work window.

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CALCULATOR 135

Delivery platform statement reconciliation

Reconcile a driver wallet balance without treating a bank payout as the same thing as earned income.

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CALCULATOR 136

Delivery earnings goal trips and time

Translate your own net earnings goal into whole trips and elapsed work-session time using supplied averages.

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Construction

31 tools

Business costs and bids

CALCULATOR 137

Construction job budget variance

Track projected final job cost from actual costs to date plus the remaining cost estimate.

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CALCULATOR 138

Construction crew daily cost

Budget one crew workday from supplied staffing hours, all-in labor rates and entered daily job expenses.

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CALCULATOR 139

Construction bid price worksheet

Combine measured labor, quoted total expenses, allocated overhead and an explicit risk allowance into a target-margin bid price.

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CALCULATOR 140

Construction change scope cost impact

Price the cost effect of entered added work, removed-work credits and extra time-related overhead.

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CALCULATOR 141

Construction milestone cash gap

Model actual cash receipts and job payments in chronological periods to find the peak funding needed above a chosen reserve.

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CALCULATOR 142

Construction retention funding cost

Estimate simple carrying cost of entered withheld cash amounts over owner-supplied waiting periods.

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CALCULATOR 143

Construction equipment rental job allocation

Convert one supplied rental quote and its minimum billing block into a job-level equipment expense.

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CALCULATOR 144

Construction schedule overrun overhead

Separate the additional time-related cash expense of a supplied schedule extension from already-budgeted direct work.

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CALCULATOR 145

Construction weekly backlog staffing capacity

Compare planned weekly project labor with supplied available productive person-hours, including a starting ready-work backlog.

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CALCULATOR 146

Construction project contribution per crew day

Normalize a supplied project contribution against the crew-days it occupies to make capacity use visible.

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CALCULATOR 150

Roof area and roofing squares

Estimate roof surface area, roofing squares and shingle bundles from measured roof planes, a simple pitched footprint or known surface area.

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CALCULATOR 151

Concrete slab volume and bags

Calculate concrete for rectangular slabs from dimensions or known area, depth, an allowance and the actual mix bag yield.

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CALCULATOR 152

Flooring and tile boxes

Measure rooms or enter net floor area to estimate material allowance, whole boxes, surplus and optional installed cost.

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CALCULATOR 177

Drywall sheets and finishing materials

Estimate drywall sheets, compound containers, tape rolls, corner bead and screws from measured area and your supplied finishing quantities or rates.

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CALCULATOR 178

Brick block and mortar quantities

Estimate masonry units, whole pallets and mortar bags from net wall area, nominal face coverage and the actual mortar product yield.

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CALCULATOR 179

Deck boards and coverage

Estimate straight parallel deck-board rows and stock boards from actual board width, gap, deck dimensions and stock length.

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CALCULATOR 180

Fence posts panels pickets and concrete

Estimate material counts for separate straight fence runs, using supplied bay spacing, optional picket dimensions and measured post-hole concrete sizes.

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CALCULATOR 181

Siding panels squares and trim

Estimate net siding coverage, full packages, roofing-style squares and measured trim stock lengths from supplied product coverage.

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CALCULATOR 182

Roofing accessories and underlayment

Estimate underlayment rolls, starter bundles, ridge-cap bundles and drip-edge pieces from measured roof area and edge lengths.

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CALCULATOR 183

Footing and trench concrete

Add concrete volumes for supplied rectangular footing or trench runs, with repeat counts, allowance and optional bag or ready-mix costs.

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CALCULATOR 184

Concrete steps volume

Estimate a solid rectangular stair-step mass from equal supplied risers and treads, plus an optional separate landing.

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CALCULATOR 185

Multiple concrete pours

Combine rectangular and round concrete forms into one net volume and one ordering allowance for the same concrete mix.

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CALCULATOR 187

Insulation batts rolls and boards

Calculate whole insulation packages from measured area, layers and the coverage stated for your selected product and installation.

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CALCULATOR 188

Tile grout and mortar coverage

Estimate whole grout containers and tile-setting mortar bags using the actual product coverage for your tile, joints and installation.

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CALCULATOR 189

Trim molding and stock lengths

Estimate baseboard, crown, casing or other trim stock from separate measured runs without assuming perfect offcut reuse.

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CALCULATOR 193

Asphalt area thickness and tonnage

Estimate asphalt mix mass from net paved area, specified compacted thickness and your supplied compacted density.

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Construction geometry

General measurement & fabrication

CALCULATOR 332

Precious metals value

Use this precious metals value calculator for gold, silver, platinum or palladium: refresh live USD spot quotes or enter a dated price, weight and purity.

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CALCULATOR 333

Scrap precious metal payout

Use this scrap precious metal payout calculator to estimate a dealer payout from fine-metal value, an entered payout percentage and fixed deductions.

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CALCULATOR 334

Bullion premium and purchase cost

Use this bullion premium and purchase cost calculator to compare a total dealer ask with contained-metal value and include separate purchase fees.

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CALCULATOR 335

Precious metals investment gain or loss

Use this precious metals investment gain or loss calculator to compare all-in acquisition cost with a spot-based resale scenario after fees.

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CALCULATOR 336

Precious metals resale break even

Use this precious metals resale break even calculator to find the spot price required to recover acquisition cost after dealer discounts and selling fees.

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CALCULATOR 337

Gold silver ratio

Use this gold silver ratio calculator with refreshed USD spot quotes or matching entered prices to compare gold and silver on the same fine-troy-ounce basis.

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CALCULATOR 338

Stock gain or loss after fees

Use this stock gain or loss after fees calculator to compare an entered purchase and sale or valuation price, including explicit transaction fees.

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CALCULATOR 339

Average stock purchase cost

Use this average stock purchase cost calculator to combine purchase lots and fees into a weighted average per share.

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CALCULATOR 340

Dividend yield and income

Use this dividend yield and income calculator to compare entered annual dividends with current price and acquisition cost.

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CALCULATOR 341

Stock total return

Use this stock total return calculator to include cash dividends and fees alongside an entered share-price change, with optional annualized holding-period return.

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CALCULATOR 342

Stock position sizing

Use this stock position sizing calculator to cap whole-share size by an entered risk budget and available cash for a long position.

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CALCULATOR 343

EPS growth

Use this EPS growth calculator to compare comparable earnings per share periods and identify when percentage growth is not meaningful.

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CALCULATOR 344

Price earnings ratio

Use this price earnings ratio calculator with entered share price and comparable annual EPS to calculate P/E or show why it is not meaningful.

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CALCULATOR 345

Earnings yield

Use this earnings yield calculator to divide entered annual EPS by share price, including explicit negative earnings.

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CALCULATOR 346

Earnings valuation scenarios

Use this earnings valuation scenarios calculator to project EPS under an entered growth assumption and compare low, base and high P/E multiples.

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CALCULATOR 347

Portfolio allocation

Use this portfolio allocation calculator to compare entered asset values with target weights and show percentage-point deviations.

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CALCULATOR 349

Portfolio weighted return

Use this portfolio weighted return calculator to combine entered same-period asset returns with beginning-of-period weights.

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CALCULATOR 350

Oil barrel volume conversion

Use this oil barrel volume conversion calculator to convert entered petroleum barrels, US gallons and litres without assuming density or product yield.

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CALCULATOR 351

Oil price change scenario

Use this oil price change scenario calculator to compare entered per-barrel prices for a fixed physical volume, including zero or negative price scenarios.

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CALCULATOR 352

Fuel cost price sensitivity

Use this fuel cost price sensitivity calculator to compare fuel spending at two entered retail prices using matching usage and fuel-price units.

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