Business and trade mathematics
Small-business finance calculators
Calculate pricing, contribution, cash flow and working-capital measures using your own accounting figures and explicit assumptions.
Service business hourly rate
Recover annual overhead and owner compensation across billable hours.
Open calculator →Job profit and margin
Reconcile a completed job using actual revenue and actual costs.
Open calculator →Employee loaded hourly cost
Turn user-entered annual compensation and burdens into productive-hour cost.
Open calculator →Thirteen week cash forecast
Find weekly cash shortages from user-entered receipts and payments.
Open calculator →Markup vs margin
Convert cost and desired gross margin into price without confusing markup.
Open calculator →Break even sales
Find units and revenue needed to cover fixed costs.
Open calculator →Price increase profit impact
Compare profit before and after a price change with explicit volume loss.
Open calculator →Billable utilization
Measure billable capacity and revenue at a supplied billing rate.
Open calculator →Cash runway
Estimate months until cash reaches a chosen reserve under constant burn.
Open calculator →Discount profit recovery
Find extra volume needed to preserve contribution after a discount.
Open calculator →Payment processing fee comparison
Compare user-entered fee schedules for the same transaction mix.
Open calculator →Cash conversion cycle
Combine receivable inventory and payable days into cash tied-up time.
Open calculator →Accounts receivable collection days
Measure collection speed using average receivables and credit sales.
Open calculator →Inventory carrying cost
Price the annual cash burden of holding a specified inventory balance.
Open calculator →Supplier early payment discount
Compare the effective annual cost of declining a supplier discount.
Open calculator →Customer acquisition payback
Find contribution dollars and months needed to recover acquisition cost.
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