Investment and insurance businesses
Investment holding period total return
Calculate a period return from investment values, separate distributions and fees without external cash flows.
Your inputs
Complete the fields for your selected method. Zero means intentionally zero, not unknown. Currency selection labels amounts; it does not convert exchange rates.
How this calculation works
net gain = ending value + income - fees - beginning value; period return = gain/beginning value
No external deposits or withdrawals during the period; those need time-weighted or money-weighted methods. Do not count reinvested income or deducted fees twice. Return is not annualized or a prediction. No tax or live-market calculation is supplied. Use your own records for the same scope and period. Example figures are illustrative, not industry benchmarks. Results exclude income taxes and any cost you have not entered. Check the result before pricing work or committing resources.
What information do I need?
Use records for the same job, equipment or accounting period. Only the fields for your selected entry method are required. An unknown amount is not zero.
Input definitions and where to find them
- Beginning investment value (selected currency): Use a supplier quote, invoice, payroll record or allocated cost for the exact job or period named here. Include this amount only once.
- Ending investment value (selected currency): Use a supplier quote, invoice, payroll record or allocated cost for the exact job or period named here. Include this amount only once.
- Distributions not already in ending value (selected currency): Use a supplier quote, invoice, payroll record or allocated cost for the exact job or period named here. Include this amount only once.
- Fees not already deducted from supplied values (selected currency): Use a supplier quote, invoice, payroll record or allocated cost for the exact job or period named here. Include this amount only once.
Use the Where to find this value controls beside the inputs for available work-it-out helpers. Estimates remain your assumptions; a helper does not verify the source figures.
Worked example
Example amounts use US dollars (USD).
Example answer: Holding-period total return is 12.50 % for the illustrative inputs below.
Example inputs
- Beginning investment value: $10,000.00
- Ending investment value: $11,000.00
- Distributions not already in ending value: $300.00
- Fees not already deducted from supplied values: $50.00
- Holding-period total return
- 12.50 %
- Net gain after separate fees
- $1,250.00
- Ending value plus net distributions
- $11,250.00
These illustrative values are not recommended rates or industry averages. Replace every example input with your own figures.
Use the result well
Calculate a period return from investment values, separate distributions and fees without external cash flows. Inputs come from your own records and stated assumptions; no rates or legal limits are looked up.
Keep inputs on the same scope and time basis. Calculations retain precision internally; displayed values generally round to two decimal places, with extra precision for very small values and whole-unit rounding where required. Economic comparisons describe your supplied assumptions and do not guarantee future results.
This tool provides business arithmetic. It does not approve engineering designs, establish legal or tax treatment, select equipment or certify safe operating conditions.