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Precious Metals Transaction Feasibility Workspace

Choose a practical task, add your items and terms, then review detailed calculations and transaction limits. Ten methods use established arithmetic; feasibility is conditional on your entered facts and assumptions. Seller offers are entered by you, not fetched from dealer websites.

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Refresh precious-metal spot references

Source: Gold API. USD per fine troy ounce. Approximately 30-second provider updates, not a streaming exchange or dealer bid. Quotes older than two minutes cannot be newly applied. Refreshing never changes existing inputs or results. Select Apply explicitly.

No reference loaded. Manual entry is always available.

Use a decimal point and optional comma thousands: 1,234.56. Enter zero explicitly where appropriate. Prices and costs must share the same scope and currency. Examples are illustrative, not live prices.

Nothing saves automatically. Keep downloaded files private. Restoring a project does not refresh its price assumptions.

Results

Enter your figures, then calculate. JavaScript is needed for interactive calculations.

Methods, input definitions and worked examples

Compare purchase offers

Compare seller asks for the SAME fine-metal quantity and product scope. Enter actual seller terms yourself; only spot references can be refreshed. No dealer website prices or stock availability are fetched.

Formula: Merchandise = ounces × spot × (1+premium%) OR ounces × (spot+premium/oz) OR fixed merchandise ask; all-in = rounded merchandise + separately rounded merchandise surcharge and tax + fixed charges.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Lowest modeled all-in purchase cost
325 USD
Seller with lowest modeled cost
Seller B text
Lowest all-in cost per fine troy ounce
32.5 USD
All-in premium above reference spot
8.333333 %
Spread between highest and lowest all-in offers
5 USD
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Seller asks, fees, availability and expiry are entered by the user, not fetched or verified. Compare the same product quality, fine content and quantity; different collectible or delivery terms are not automatically equivalent. Fixed merchandise asks remain fixed when spot changes; spot-linked asks are conditional estimates. Payment surcharge and tax apply to merchandise only; enter any other charges explicitly.
Replacement-cost selling price

Solve a selling price that covers replacing a single-metal lot, explicit costs, a percentage selling fee and your target margin on the pre-tax customer sale. This is a scenario, not an executable replacement offer.

Formula: Replacement and fixed costs = ounces × (spot+premium) + other acquisition costs + fixed sale costs; required sale = costs / (1−selling fee−target margin).

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Replacement material cost
320 USD
Total replacement and fixed costs
335 USD
Required pre-tax customer sale
435.064935 USD
Customer sale being tested
435.064935 USD
Selling fee at tested sale
13.051948 USD
Profit after replacement and selling costs
87.012987 USD
Profit margin on tested pre-tax sale
20 %
Additional sale needed to meet target
0 USD
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Margin is profit divided by pre-tax customer sale, after the entered selling fee and all listed costs. It is not markup and not a margin on net receipts. Sales tax, payment-fee tax bases, financing and missing costs are not inferred.
Unpriced purchase exposure

Test a fixed customer quote when some metal is already price-locked and the rest still needs buying. Low/base/high prices are entered scenarios, not probabilities. A price lock is a supplied fact, not a hedge established by this tool.

Formula: Unlocked oz = required oz × (1−locked%); cost = locked oz × locked price + unlocked oz × (scenario spot+premium) + other costs; profit = sale × (1−selling fee) − cost.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Price-locked fine troy ounces
4 fine troy oz
Unpriced fine troy ounces
6 fine troy oz
Cost increase per USD 1 rise in spot
6 USD cost per USD/oz
Base modeled cost
336 USD
Base profit after fee
114 USD
High-price scenario profit after fee
96 USD
Added cost in high-price scenario
18 USD
Maximum spot preserving target margin
34 USD
Spot change headroom before target is missed
13.333333 %
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • A fully price-locked lot has no modeled spot sensitivity, but supplier, delivery, credit and performance risks remain. Negative spot headroom means the target is already missed. A negative maximum means fixed costs alone exceed the target allowance. No trade, price lock, hedge, forecast or probability is created.
Collection value

Value mixed coins, bars and measured lots. Separate contained-metal value from an optional collectible premium and from your purchase cost.

Formula: Fine ounces = quantity × known fine content OR quantity × gross grams × purity/100 ÷ 31.1034768; metal value = sum(fine ounces × matching spot).

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Contained-metal reference value
300 USD
Total acquisition cost
250 USD
Metal-only gain or loss against acquisition cost
50 USD
Scenario value including your entered collectible premiums
300 USD
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Collectible premiums are user assumptions, not appraisals or inferred sale proceeds.
Compare dealer offers

Compare offers for ONE metal lot on the same scope. Shipping and assay charges must not already be included in the bid.

Formula: Gross = fine ounces × spot × bid% OR fine ounces × (spot−discount) OR fine grams × bid/gram OR item count × bid/item; net = gross × (1−fee%) − fixed charges.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Highest modeled net proceeds
290 USD
Offer with highest modeled net
Dealer B text
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Sorting compares net proceeds only, not counterparty reliability, authenticity or whether an expired offer remains available. Confirm terms before acting.
Scrap & refining settlement

Model contained, recovered and payable metal separately. Use actual refiner terms; the two percentages must represent separate deductions.

Formula: Payable value = sum(contained ounces × recovery% × payable% × spot); net settlement = payable value − max(fixed charges, minimum charge); financing = acquisition cost × annual rate × days/365.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Contained-metal reference value
300 USD
Total acquisition cost
200 USD
Payable metal value before charges
279.3 USD
Applied processing charge
20 USD
Estimated net settlement
259.3 USD
Simple financing cost over settlement delay
0 USD
Modeled gain/loss after acquisition and financing
59.3 USD
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
Optimize a bullion purchase

Find the maximum fine-metal content within a budget from your entered offers from ONE order/seller. Tests all permitted whole-item combinations; no dealer prices are fetched.

Formula: All-in = merchandise + rounded merchandise surcharge + rounded entered merchandise tax + conditional shipping; maximize fine ounces, break ties by lower all-in cost.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Combinations evaluated
84 count
Maximum fine-metal content
31 fine troy oz
All-in purchase cost
977 USD
Unspent budget
23 USD
All-in cost per fine troy ounce
31.516129 USD
All-in premium above reference spot
5.053763 %
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • One seller/order, one metal, entered inventory caps. Each ask is rounded to cents before multiplication; payment fee and tax are rounded separately on merchandise only. Free-shipping threshold tests merchandise subtotal. No external dealer inventory or tax jurisdiction rules are inferred.
Dealer inventory & margin

Compare purchase cost, replacement cost, modeled liquidation and your entered ask. Replacement and liquidation terms are scenarios, not guaranteed offers.

Formula: Replacement = sum(fine ounces × (spot + premium/oz)); liquidation = sum(fine ounces × spot × bid%) − fixed charges; ask margin = (ask−basis)/ask.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Contained-metal reference value
300 USD
Total acquisition cost
250 USD
Modeled replacement cost
320 USD
Modeled net liquidation value
284 USD
Liquidation gain or loss
34 USD
Downside liquidation value
254.6 USD
Total intended customer ask
350 USD
Gross margin on acquisition cost
28.571429 %
Gross margin on replacement cost
8.571429 %
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
Metal-based job quote

Build a fabrication quote using a fine-metal material requirement. Credit only scrap you expect to recover and sell. Labor and overhead are explicit.

Formula: Input ounces = finished/yield; net metal cost = input×(spot+premium) − (input−finished)×recovery×scrap bid×spot; required quote = total cost/(1−margin).

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Required fine-metal input
1.111111 fine troy oz
Modeled recovered scrap credit
2.4 USD
Total modeled job cost
113.155556 USD
Required customer price for target margin
150.874074 USD
Quote being tested
150.874074 USD
Gain or loss at tested quote
37.718519 USD
Gross margin at tested quote
25 %
Maximum spot price preserving target margin
30 USD
Spot increase headroom at fixed quote
0 %
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Negative spot headroom means the entered quote already misses the target. A negative solved maximum means nonmetal costs alone exceed allowed cost. Scrap credit requires an actual recoverable sale; no credit should be entered for unrecoverable material.
Transaction feasibility

Find which offers meet your cash, margin and settlement requirements. Compare low/high spot and purity assumptions without treating them as probabilities.

Formula: Net = fine ounces × spot × bid% × (1−fee%) − fixed costs; required net = max(minimum cash, acquisition cost/(1−required margin)); solve spot and bid thresholds, test low/base/high plus timing.

Example uses illustrative prices only. Select Load illustrative example to inspect every input. Values can be zero or negative in results where costs exceed proceeds.

Required net proceeds for BOTH cash and margin
277.777778 USD
Base scenario outcome
At least one offer meets the entered requirements text
Low scenario outcome
No offer survives every entered low-scenario constraint text
Highest-net timely offer
Dealer A text
Base net proceeds
289 USD
Base headroom over required proceeds
11.222222 USD
Maximum added deduction before a base failure
11.222222 USD
Offer ranking across entered ranges
Only one offer meets the settlement deadline text
  • USD throughout. Reference prices, dealer terms and content are supplied, not authenticated. No collectible appraisal, assay, tax determination, investment advice or executable offer is provided.
  • Unknown variables are bounded scenarios, not probabilities. Cash and profit requirements are tested together. A solved bid above 100% is an above-spot requirement, not an available offer. The analysis cannot establish purity, authenticity, counterparty risk, legality, or future prices.

Sources and honest limits

Provider prices are references, not execution promises. Dealer terms, purity, quantities, condition, collectible premium, shipping, taxes and market availability require your matching evidence. No automatic risk probabilities, future price forecasts or investment recommendations are generated. Downloaded receipts are editable and unsigned; they preserve calculation assumptions, not proof of authenticity or a completed trade.

These free workspaces support ordinary browser printing and JSON calculation receipts. They are not new paid products, and their full multi-table studies are not automatically included in the existing paid report packs.